Wednesday, April 16, 2014

Keep NIM, Danamon will not stop raising interest mortgage

Since March 2014 , PT Bank Danamon Indonesia Tbk ( Bank Danamon ) has raised interest rates mortgage ( mortgage) to 12.25 percent from December 2013 that only 12 percent . The decision to raise lending rates due to the high interest charges that led to Nett interest margin ( NIM) declined .

Danamon Finance Director Vera Eve Lim , said the company is committed to maintain NIM at 8.6 percent rate . " As of March yesterday we had 12.25 percent raise mortgage rates . Later mortgage adjustments may still be there anymore , " he said at the Bank Tower , Jakarta , Wednesday ( 16/4 ) .
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According to him , the company will also maintain NIM eg by increasing the efficiency of tightening financing expenses .

Meanwhile , for micro lending also increased to 20.94 percent in March 2014 from the current month of December 2013 is only 20.51 percent . For non-mortgage lending rates remained at 12.49 percent rate .

The Company also recorded a third -party funding ( TPF ) including current and savings accounts (current and savings accounts or CASA ) experienced a 12 percent growth over the same period last year to Rp 47 trillion . Where , in detail , current accounts or CASA grew by 16 percent to Rp 18.4 trillion and the savings or the savings to grow by 9 percent to Rp 28.3 trillion .

With this growth , current account and savings account for 42 percent of total deposits that the Bank amounted to Rp 111.9 trillion . Deposits or time deposits which are part of the deposits other than demand deposits and savings grow by 38 percent to Rp 65 trillion .

" Thus , the total funding of the Bank which includes deposits and long-term funds grew by 22 percent compared to the first quarter of 2013 to Rp 139 trillion , " he explained .


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